Regulatory Compliance
Providing Federal, State, and Local Regulatory Consulting
DEVAL provides federal, state, and local regulatory consulting on a range of loan portfolios and housing programs. Our regulatory compliance practice covers loan-level compliance reviews, housing program regulatory requirements, and federal financial management standards for clients across the public and private sectors.
DEVAL has provided regulatory compliance reviews for loan portfolios administered by the FDIC, HUD, VA, and private financial institutions covering residential, multifamily, SBA, and consumer loan portfolios in every state and territory. Our compliance team holds active professional certifications and brings direct prior-agency experience in the federal regulatory environments they now advise.
Loan portfolio compliance services include:
- Reviews for federal, state, county, and municipal high-cost and other threshold-based laws
- Testing repayment ability, dollar, and percentage tolerances and analyzing net tangible benefit issues where applicable
- Confirming whether material disclosures are properly provided, signed, and dated
DEVAL Regulatory Compliance Services
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- Regulatory Loan Compliance Review
- High-Cost Loan Analysis
- Legal Document Review
- Non-Performing Loan Review
- Quality Control Review
- MOR Compliance Advisory — tenant file requirements, EIV obligations, HAP accuracy standards, NSPIRE inspection documentation
- HUD Project Based Section 8 Regulatory Compliance
- CFO Act and OMB A-123 Financial Management Compliance
- Improper Payments Regulatory Compliance
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DEVAL’s regulatory compliance practice is led by principals with direct prior-agency experience including licensed attorneys in Washington DC, and Puerto Rico, and MOR-certified compliance specialists with hands-on HUD program experience.
PHASE — MOR Compliance Technology for HUD Project Based Section 8
Through its technology affiliate DEVAL Solutions, DEVAL has developed PHASE — the centralized MOR compliance platform for HUD Project Based Section 8 property owners and management agents. PHASE automates tenant file compliance, EIV compliance, HAP payment accuracy, and NSPIRE inspection documentation in one system.